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Workers Compensation Insurance

 

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WorkComp Options can help you with other business insurance needs.

Some of the business insurance products we can help with are:

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Workers Compensation Insurance

Workers Compensation Insurance


workers compensation quoteWorkComp Options is an insurance agency that specializes in workers compensation insurance for all types of businesses.

We can save you up to 20% off of your current or renewal workers compensation premium.  Our main goal is to save you money and get you the lowest workers compensation quote possible.

Unlike most workers compensation insurance agents we represent over 10 workers compensation carriers to ensure you are receiving the best price available for your workers compensation.

Workers Compensation insurance is usually a businesses most expensive insurance.  Most general agents do not know the rules and regulations that can be used to benefit your company and lower your workers compensation insurance premiums.

A few examples:
*  You can receive a 7.5% discount for a drug free credit

*  An auditor cannot change your class code at audit for the previous year. (few exceptions)

*  Tips or gratuities do not count as payroll for workers compensation

*  The state accident limit for experience mod calculation is $118,000

*  If you are a contractor you are allowed to split payroll between different class codes if you keep accurate time & payroll records.

There are many more rules & regulations that your current agent (unless they specialize in workers compensation) are not aware of that can greatly benefit your business. 

Why would you trust a general agent, who does not know the rules and regulations for work comp, to place your most expensive insurance?

Besides pricing there are several other ways to help reduce the cost of workers compensation insurance.

Our Workers Compensation program is designed to help the business owner lower their work comp premium through our unique services:

*  Workers compensation Pre-audit preparation
*  NCCI Experience MOD worksheet Analysis
*  Return to Work Program
*  Drug Free Workplace Credit
*  Best pricing available from multiple carriers.
*  Savings up to 20% on workers compensation

Find out more about workers compensation insurance

Request a Workers Compensation Quote

 

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 Client Area

We are currently working on a client area on our website.  In this section our workers compensation clients will have access to:

Current policy information
Back On the Job Program
Premium Audit preparation tips
access to your experience MOD analysis and review
Drug Free workplace information
OSHA Compliance Manuals
and much more.

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